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Capital One · Credit cards

Capital One Venture X Rewards

Premium travel card with $300 annual portal credit, 10,000 anniversary bonus miles, and unlimited lounge access.

Annual fee

$395/yr

10 attributes tracked

Catalog as of September 1, 2026

Not financial advice. Annual fees, APRs, bonuses and credits change. Confirm current terms with the issuer before you apply.

Annual fee

$395

Rewards rate

10X hotels & rental cars via Capital One Travel, 5X flights via portal, 2X all other purchases

What it does well

  • $300 annual Capital One Travel credit + 10,000 anniversary bonus miles offsets fee completely
  • Unlimited access to Capital One Lounges and Priority Pass network for cardholder and authorized users
  • Simple 2X miles on every purchase across all categories

Where it gives ground

  • Redeeming the $300 credit requires booking via Capital One Travel portal
  • Strict credit score approval criteria

Compare it head to head

The fastest way to decide is against the product you are actually cross shopping. Showing 4 of 15 published matchups.

Fees & Rates

Annual fee
$395
Regular APR
19.99% – 29.99% Variable APR
Foreign transaction fee
None (0%)
Late fee
Up to $40

Rewards & Perks

Rewards rate
10X hotels & rental cars via Capital One Travel, 5X flights via portal, 2X all other purchases
Sign-up bonus
75,000 bonus miles after spending $4,000 on purchases in first 3 months
Intro APR offer
None (standard variable APR applies)
Lounge access
Yes (Capital One Lounges, Plaza Premium, and Priority Pass Select unlimited)

Card Details

Credit neededOur summary
Excellent (720–850)
Network
Visa Infinite
Card figures are from issuer materials and go stale. Credit-needed bands are our summary.Official Capital One Venture X Rewards terms (opens in a new tab)

Credit-card figures are from issuer materials and go stale. This is not an offer to lend, not financial advice, and not a recommendation to apply. Verify every fee, APR, bonus and credit on the issuer's site.

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Frequently asked

How much does Capital One Venture X Rewards cost?

Capital One Venture X Rewards has an annual fee of $395/yr (catalog snapshot as of 2026-09-01). This is based on published issuer terms and is not a live financial offer.

What are Capital One Venture X Rewards’s key specs?

Key specifications for Capital One Venture X Rewards include annual fee ($395) and rewards rate (10X hotels & rental cars via Capital One Travel, 5X flights via portal, 2X all other purchases).

What does Capital One Venture X Rewards compare against?

Capital One Venture X Rewards is compared head to head against American Express Gold Card vs Capital One Venture X Rewards, The Platinum Card from American Express vs Capital One Venture X Rewards, Capital One Venture X Rewards vs Blue Cash Everyday Card from American Express, Capital One Venture X Rewards vs Blue Cash Preferred Card from American Express, Capital One Venture X Rewards vs Bilt World Elite Mastercard, and Capital One Venture X Rewards vs Capital One SavorOne Cash Rewards.